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IV Therapy

Does Insurance Cover IV Therapy? A Comprehensive Guide

05/21/2025 | by

Intravenous (IV) therapy has gained popularity for various health applications, ranging from essential medical treatments to elective wellness services. However, insurance coverage for IV therapy varies significantly based on its medical necessity. This article explores when IV therapy is typically covered by insurance and when it is not.

What Is IV Therapy and Why Do People Use It?

IV therapy is one of the most effective ways to deliver nutrients, vitamins, and fluids to your body, and is more efficient than oral supplements. This technique bypasses your digestive system and is administered directly into your bloodstream. Your body is able to absorb the maximum amount of nutrients and fluids since nothing is lost as a result of the digestive process. The vitamins and nutrients are immediately available to your body’s cells.

Individuals use IV therapy for a variety of wellness treatments. Common applications include:

  • Dehydration
  • Energy Boost (Fatigue Relief)
  • Overcoming Hangover Symptoms
  • Detox
  • Strengthening Nails and Hair

Does Insurance Cover IV Therapy? 

Insurance providers generally cover IV therapy when it is deemed medically necessary. Such treatments are often prescribed for serious health conditions and administered under the supervision of healthcare professionals.

Insurance providers are less likely to cover IV therapy when it is used for non-essential, elective, or wellness purposes.

Understanding the distinction between medically necessary and elective IV therapies is crucial for navigating insurance coverage. Always consult with your healthcare provider and insurance company to determine the coverage specifics for your situation.

When Is IV Therapy Covered by Insurance?

IV therapy can be covered by an insurance policy when it is medically necessary. Examples of when IV therapy is medically necessary includes these situations:

Dehydration and Fluid Replacement

IV fluids are commonly used to treat moderate to severe dehydration resulting from illness, heat exhaustion, or surgery.[1] This form of rehydration is a standard medical procedure and is typically covered by insurance plans.

Intravenous Immunoglobulin (IVIG) Therapy

IVIG therapy involves administering antibodies to patients with weakened immune systems or autoimmune disorders[2]. While the treatment can be costly, many insurance plans cover it, especially when prescribed for conditions like primary immunodeficiency diseases (PIDD).

Infusion Therapies for Chronic Conditions

Patients with chronic illnesses such as rheumatoid arthritis or ulcerative colitis[3] may receive biologic drugs or immunosuppressants through IV infusions. These treatments are often essential for managing symptoms and are generally covered by insurance.

Iron Infusions for Anemia

For individuals with iron-deficiency anemia unresponsive to oral supplements, IV iron infusions can be an effective treatment. Insurance plans typically cover these infusions when prescribed by a healthcare provider.

In each of the situations described above, your healthcare provider would provide a prescription for the IV therapy and the necessary documentation for insurance billing purposes as important elements to demonstrate IV therapy as a medical necessity.

How Much Does IV Therapy Cost Without Insurance?

Drip Hydration IV therapy treatments start at $249 (Dehydration) which includes 1L of IV fluids and electrolytes, and range up to $399 which is our most premium IV blend (All-Inclusive). Prices may vary depending on location.

Our two most popular packages are our IV Immune Boost treatment ($299) and our IV Hangover treatment ($299). These IVs include unique blends of IV fluids, vitamins, and antioxidants that can help improve your symptoms within an hour of treatment.

Our NAD+ IV Boost ($999) is administered over several sessions and can address more in-depth health goals such as anti-aging and exercise performance enhancement

Does Drip Hydration accept Insurance for IV Therapy? 

We do not accept insurance for IV therapy. We strive to provide our mobile IV services at a reasonable price that ensures the highest level of quality and care. Many individuals use a Financial Savings Account (FSA) or Health Services Account (HSA) offered by their employer to use pre-tax income for their mobile IV treatments.

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